Como calificar para una Hipoteca ?

Se ha hablado mucho sobre lo difícil que es obtener un préstamo hipotecario en el entorno crediticio actual. Sin embargo, tres informes recientes han revelado que las normas para los préstamos residenciales se están empezando a poner más fáciles. Estas son buenas noticias para juntos: los compradores por primera vez y los propietarios de casas actuales, pensando en mudarse o comprar una casa para las vacaciones o el retiro.

El “Mortgage Credit Availability Index” de MBA

Este índice, publicado por La Asociación de banqueros hipotecarios (MBA por sus siglas en inglés), mide la disponibilidad del crédito disponible en el mercado de las hipotecas residenciales. Una baja en el MCAI indica que las normas para los préstamos son restringidas, mientras que un aumento en el índice es indicativo de un crédito más flexible

Si usted es un comprador por primera vez o un propietario de casa actual que está pensando en mudarse a una casa más grande o comprando una casa para las vacaciones, ahora tal vez es el momento de actuar. Las normas para los préstamos hipotecarios se están poniendo más fáciles y las tasas de interés están poco a poco empezando a aumentar.

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4926 N Valley Glen Litchfield Park 85340

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$685,000

Bedrooms: 4

Baths: 3

Sqft: 3,418

MLS: #6163931

Broker: HomeSmart

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5510 N 130th Avenue Litchfield Park 85340

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$830,000

Bedrooms: 7

Baths: 4.5

Sqft: 4,908

MLS: #6171717

Broker: Hague Partners

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13811 W Berridge Lane Litchfield Park 85340

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$265,000

Bedrooms: 3

Baths: 2

Sqft: 1,306

MLS: #6186028

Broker: My Home Group Real Estate

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285 E Campina Drive Litchfield Park 85340

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$775,000

Bedrooms: 4

Baths: 3

Sqft: 3,642

MLS: #6092857

Broker: A.Z. & Associates

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320 W Sonoma Drive Litchfield Park 85340

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$550,000

Bedrooms: 3

Baths: 2

Sqft: 2,261

MLS: #6185877

Broker: Homie

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6027 N 133rd Drive Litchfield Park 85340

UCB

$500,000

Bedrooms: 4

Baths: 2.5

Sqft: 2,816

MLS: #6185530

Broker: Libertas Real Estate

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14574 W Hidden Terrace Loop Litchfield Park 85340

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$488,500

Bedrooms: 3

Baths: 2.5

Sqft: 2,436

MLS: #6179436

Broker: West USA Realty

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4734 N Brookview Terrace Litchfield Park 85340

UCB

$430,000

Bedrooms: 2

Baths: 1.75

Sqft: 2,156

MLS: #6141680

Broker: Libertas Real Estate

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13535 W Keim Drive Litchfield Park 85340

UCB

$305,000

Bedrooms: 4

Baths: 2.5

Sqft: 1,978

MLS: #6176618

Broker: Century 21 Desert Estates

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12609 W Palo Verde Drive Litchfield Park 85340

UCB

$429,900

Bedrooms: 5

Baths: 2.5

Sqft: 3,222

MLS: #6184169

Broker: Libertas Real Estate

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12316 W Rancho Drive Litchfield Park 85340

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$275,000

Bedrooms: 4

Baths: 2

Sqft: 1,782

MLS: #6185250

Broker: Realty ONE Group

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13609 W Denton Street Litchfield Park 85340

UCB

$650,000

Bedrooms: 5

Baths: 3.5

Sqft: 4,464

MLS: #6183459

Broker: Keller Williams Integrity First

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14200 W Village Parkway 111 Litchfield Park 85340

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$343,454

Bedrooms: 2

Baths: 2

Sqft: 1,522

MLS: #6181658

Broker: Cachet Development, Inc.

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14200 W Village Parkway 112 Litchfield Park 85340

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$335,980

Bedrooms: 2

Baths: 2

Sqft: 1,522

MLS: #6183396

Broker: Cachet Development, Inc.

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14200 W Village Parkway 108 Litchfield Park 85340

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$334,600

Bedrooms: 2

Baths: 2

Sqft: 1,522

MLS: #6181485

Broker: Cachet Development, Inc.

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18017 W Montebello Avenue Litchfield Park 85340

UCB

$685,000

Bedrooms: 5

Baths: 3

Sqft: 3,594

MLS: #6173766

Broker: eXp Realty

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13133 W Citrus Way Litchfield Park 85340

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$299,900

Bedrooms: 3

Baths: 2

Sqft: 1,717

MLS: #6185133

Broker: Desert Wide Properties

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14250 W Wigwam Boulevard 1025 Litchfield Park 85340

UCB

$255,000

Bedrooms: 2

Baths: 2

Sqft: 1,130

MLS: #6184490

Broker: Corcoran Platinum Living

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14250 W Wigwam Boulevard 2424 Litchfield Park 85340

UCB

$210,000

Bedrooms: 1

Baths: 1

Sqft: 1,074

MLS: #6184127

Broker: Libertas Real Estate

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19849 W Montecito Avenue Litchfield Park 85340

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$404,155

Bedrooms: 3

Baths: 3

Sqft: 2,004

MLS: #6173649

Broker: New Home Star Arizona, LLC

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19821 W Exeter Boulevard Litchfield Park 85340

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$411,990

Bedrooms: 3

Baths: 3

Sqft: 2,686

MLS: #6164838

Broker: New Home Star Arizona, LLC

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19829 W Exeter Boulevard Litchfield Park 85340

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$359,990

Bedrooms: 3

Baths: 2.5

Sqft: 1,901

MLS: #6164841

Broker: New Home Star Arizona, LLC

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19837 W Exeter Boulevard Litchfield Park 85340

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$379,990

Bedrooms: 4

Baths: 3

Sqft: 2,199

MLS: #6175308

Broker: New Home Star Arizona, LLC

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14250 W Wigwam Boulevard 922 Litchfield Park 85340

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$280,000

Bedrooms: 2

Baths: 2

Sqft: 1,411

MLS: #6183894

Broker: HomeSmart Lifestyles

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