3 Bedrooms, 2 bathrooms at Bedford Village, Peoria, AZ 85345.
Just a short walking distance to Peoria High School. This 1986 built home has wood siding and an all tile roof. Freshly Painted outside and all new kitchen, nice dining room which flows to the family room. Vaulted ceilings. ceiling fans throughout. Corner lot and large grass back patio.
How a Mortgage Pre-Aproval can help you get a better deal on your home purchase.
Oftentimes, when you are searching for a new home, it may seem obtaining a pre-approval for your mortgage loan is a waste of time and energy. However, there are some significant benefits to a pre-approval which should not be overlooked.
In many cases, buyers can use a pre-approval for leverage when negotiating with sellers and may wind up buying a home for far less than what the listed price is.
Knowing Your Limitations
One significant benefit of a mortgage pre-approval is knowing exactly how much money you will be able to borrow. This means you will be looking at homes you know you can afford.
Whether you are working on your own or you’ve sought the assistance of a real estate broker, there will be no question in your mind how much money you can spend.
Approaching A Seller
When someone is attempting to sell a home, chances are they are either buying a new home or they are relocating. This means they may be facing certain time constraints which can be difficult when they list their home.
When sellers are faced with multiple offers, chances are the potential buyer who has a pre-approval will often be the offer that is accepted, even if it’s slightly lower than other buyers.
Benefits For The Seller
It may seem the seller has nothing to gain if they are taking less money for their home simply because you have a pre-approval. However, this is typically not the case.
Keep in mind the usual process is the buyer makes an offer, they search for a loan and they may eventually get turned down for a mortgage. This means the seller has to start the process all over again; typically 30 to 60 days after they received the first offer.
A pre-approval can give you a great deal of negotiating power simply because your lender has already validated your credit information, your employment, debt and income.
This means when you begin negotiating with a seller, the time from signing a purchase and sale agreement to closing your loan is typically significantly shortened.
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Contact Me
623.341.6345
mmicasa@yahoo.com
HomeSmart
13166 W McDowell Rd # B
Goodyear , AZ 85395