It appears that Millennials are finally beginning to enter the housing market. In a recent report , CoreLogic looked at the annual net change in household formations over the last decade It appears this is the year that Millennials are finally moving out of their parents’ basements and finding a place of their own. And they are not all renting Recent surveys have revealed that there are major misunderstandings as to what is required to get a mortgage in today’s lending environment. Many Americans believe you need at least a 780 FICO score and 20% down payment. In reality, neither is required. Here are the mortgage statistics (FICO score, % of down payment, mortgage interest rate and debt-to-income ratio) for Millennials who have completed the mortgage process in the first half of this year. More and more Millennials are beginning to enter the housing market. As they begin to better understand the mortgage process, we will see even greater numbers buying a home.
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2929 W Yorkshire Drive 1031 Phoenix 85027
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13166 W McDowell Rd # B
Goodyear , AZ 85395